Accident Insurance

Accident insurance helps offset unexpected medical expenses, such as emergency room fees, deductibles and co-payments that can result from a fracture, dislocation or other covered accidental injury.

When accidents happen, they’re often followed by a series of bills. Even with sound health insurance, you can still have out-of-pocket expenses, such as:

  • Doctor bills
  • Ambulance charges
  • Hospital expenses

With our accident insurance plans, we can help offset the unexpected medical expenses that may result from a fracture, dislocation or other covered accidental injuries. Our policies can provide you with benefits for a wide range of covered treatments, including:

  • Initial care
  • Surgery
  • Transportation and lodging
  • Follow-up care

Even though you may not be able to avoid all accidents, you can have a financial safety net in place to help protect yourself from the additional out-of-pocket costs.

ACCIDENT INSURANCE PROVIDES LIMITED BENEFITS.

This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this insurance.

Policy forms marketed by the company are too numerous to list in the advertisement, but a list can be provided upon request.

This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. This insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your benefits counselor or the company.

Underwritten by The Paul Revere Life Insurance Company, Worcester, MA, and administered by Colonial Life & Accident Insurance Company.