Hospital indemnity insurance
Hospital indemnity insurance helps offset costs from a hospital stay that may not be covered by a standard medical plan.
Like you, your employees need help with rising health care costs. As the job market becomes more competitive, it's important to provide your employees with a strong benefits package that can help with these rising costs.
Hospital confinement indemnity insurance provides a lump-sum benefit for a covered hospital stay or covered outpatient surgery. Designed to help offset the gaps caused by costs that aren't covered by most medical plans. It can also help you provide your employees a soft landing if you move to medical plans with higher out-of-pocket costs.
With hospital confinement indemnity insurance, your employees can have benefits to help cover:
- Diagnostic tests
- Doctor appointments
- Emergency room fees and tests
- Other covered hospital expenses
Consider offering this coverage and give your employees the help they need with high deductibles and co-pays — at no direct cost to you.