Important Legal Notices

Paul Revere Life Insurance Company is a subsidiary of UnumProvident Corporation. UnumProvident Corporation, through its various subsidiaries, provides insurance products in numerous countries around the world. As used on this website, "Unum" refers to the insuring subsidiaries of UnumProvident Corporation. Not all Unum companies do business in all jurisdictions.

UnumProvident Corporation, its affiliates and subsidiaries make no representations or warranties about the accuracy or completeness of any of the information, text, graphics or functionality on this website. The information, text, graphics, and functionality are presented without express or implied warranties and are provided "as is".

UnumProvident Corporation may provide links to other server sites through this site. Such links are offered for informational purposes only. UnumProvident Corporation, its affiliates and subsidiaries, in no way endorse, sponsor or promote these sites or the content of these sites, unless expressly noted.

Insurance products and services are not available in all jurisdictions. Insurance products and services are offered in the United States through the following Unum companies:

Colonial Life & Accident Insurance Company
Columbia, South Carolina
(all states, except New York)
NAIC Number 0416-62049

The Paul Revere Life Insurance Company
Worcester, Massachusetts
(all states)
NAIC Number 0565-67598

Provident Life and Accident Insurance Company
Chattanooga, Tennessee
(all States, except New York)
NAIC Number 0565-68195

Provident Life and Casualty Insurance Company
Chattanooga, Tennessee
(New York and other states)
NAIC Number 0565-68209

First Unum Life Insurance Company
New York, New York
(New York only)
NAIC Number 0416-64297

Unum Life Insurance Company of America
Portland, Maine
(all states, except New York)
NAIC Number 0416-62235

Insurance products and services are offered in Canada through Unum Life Insurance Company of America, The Paul Revere Life Insurance Company and Provident Life and Accident Insurance Company.

Insurance products and services are offered in Japan through Unum Japan Accident Insurance Company Limited.

Insurance products and services are offered in the United Kingdom and Europe through Unum Limited.

Insurance products and services are offered in Argentina through Boston Compania Argentina De Seguros SA/Boston Seguros De Vida SA.

All testimonials and case studies on this site are genuine. The names of individuals and images may not reflect the actual subject of the testimonial or case study.

As is the case with most insurance contracts, the policies described on this site have exclusions, limitations, reductions in benefits and terms under which they may be continued in force or discontinued.

UnumProvident Corporation includes among its subsidiaries the #1 group and individual income protection carriers in the United States and Canada according to Employee Benefit Plan Review, May, 2000 and A. M. Best, 2000.

The information contained in this site is provided for the personal use of our readers and may not be distributed, modified, or used without the prior written consent of UnumProvident Corporation. Unauthorized copying, reproduction, republishing, uploading, downloading, posting, transmitting or duplicating of any of the material is prohibited.

Insurance Fraud

What it means to you

Insurance fraud is a problem across the United States, believed to be the second largest white-collar crime in the country. Often mistaken for a victimless crime, insurance fraud affects everyone by making insurance premiums more expensive. Colonial Life aggressively pursues individuals who fraudulently misrepresent the facts in an effort to receive, or continue to receive, a cash benefit.

How you can help detect fraud

Our experienced employees play a critical role in detecting cases of insurance fraud, and information from citizens like you can be instrumental in helping us identify suspicious events surrounding a claim. If you have reason to suspect insurance fraud, we encourage you to report your knowledge or observations by contacting us directly.

Disability insurance fraud may involve misrepresentation of a disability or of pre-existing medical history, or it may involve a claimant having secondary employment while they collect disability payments. Life insurance fraud may involve an insured person who misrepresents their medical history. Or, life insurance fraud can involve more elaborate schemes by organized groups that create fictitious insured identities or fraudulently use the viatical process.

If you suspect insurance fraud, help us reduce fraud and the related costs. Make us aware of your suspicions by calling our Fraud Hotline at 800-455-0392. Additional information on insurance fraud can be found at www.insurancefraud.org.