Disability insurance

If employees can’t work because they’re sick or hurt, they may have a tough time paying for their everyday living expenses. Our disability insurance can provide financial protection tailored to meet your employees' unique needs.

Disability insurance replaces a portion of an employee’s income if he or she becomes disabled from a covered accident or sickness. It can play an important role in an effective absence management strategy.

With our disability insurance, you can:

• Select the benefit periods.
• Choose an on-/off-job or off-job only plan.
• Provide valuable financial protection for your employees at no direct cost to you.

Our disability insurance options can help you manage employee absence and help your employees protect one of their most valuable assets — their income.

Policy forms marketed by the company vary by product and are too numerous to list in this advertisement, but a list can be provided upon request.

This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your benefits representative or the company.

Underwritten by The Paul Revere Life Insurance Company, Worcester, MA, and administered by Colonial Life & Accident Insurance Company.